Last Updated: 2026

1. About Our Website

The Urban Gujarat Financial Services provides digital educational content relating to financial literacy, personal finance, saving, investing concepts, and financial markets.

Our courses are designed for educational and informational purposes.

2. Educational Purpose

All courses, videos, articles, examples, explanations, and other educational materials available through this website are provided for general educational purposes.

Our content is not personalized financial advice, investment advice, tax advice, legal advice, or any other form of professional advice.

We do not assess your individual financial circumstances before providing educational content.

3. No Investment Recommendations

We do not provide personalized:

• Buy recommendations

• Sell recommendations

• Hold recommendations

• Stock tips

• Mutual fund recommendations

• Portfolio management

• Guaranteed-return schemes

• Individual investment strategies

Any examples used in educational materials are intended to explain concepts and should not be interpreted as recommendations.

4. No Guarantee of Financial Results

Financial markets and financial products involve risk.

We do not guarantee:

• Investment returns

• Profits

• Financial independence

• Wealth creation

• Specific financial outcomes

• Future market performance

Your financial results depend on many factors outside our control.

5. Course Purchase and Access

Our courses are digital educational products.

After successful payment confirmation, course access may be provided through your registered account, dashboard, email address, or registered mobile number.

Access is generally provided electronically after payment confirmation.

In the event of a technical issue, access may take additional time.

If you do not receive access after successful payment, please contact our support team.

6. User Account Responsibility

If you create an account on our website, you are responsible for maintaining the confidentiality of your login credentials.

You must not share your account credentials with other individuals.

You are responsible for activity conducted through your account.

Please notify us promptly if you believe your account has been accessed without authorization.

7. Intellectual Property

All course videos, written materials, graphics, audio, documents, presentations, logos, website content, and other educational materials are the intellectual property of The Urban Gujarat Financial Services unless otherwise stated.

Purchased course access is provided for personal educational use.

You may not:

• Resell course content

• Copy or reproduce the content commercially

• Upload course content to another website

• Distribute course videos or materials

• Share paid course access with others

• Modify and commercially redistribute our materials

Unauthorized distribution may result in suspension of access and appropriate legal action.

8. Third-Party Services

Payments and certain website functions may be processed through third-party service providers.

We are not responsible for temporary interruptions or technical problems originating from third-party platforms, payment gateways, internet providers, or other external services.

9. User Conduct

Users must not use this website for unlawful activities, fraudulent transactions, unauthorized access, abuse of website systems, or activities that may harm the website or other users.

10. Limitation of Liability

To the extent permitted by applicable law, The Urban Gujarat Financial Services shall not be liable for indirect, incidental, special, or consequential losses arising from the use of our website or educational content.

Our courses are intended to provide knowledge and education, not guaranteed financial outcomes.

11. Professional Advice

If you require advice relating to your personal financial circumstances, investments, taxation, legal matters, or other regulated professional matters, you should consult an appropriately qualified professional.

12. Governing Law

These Terms & Conditions shall be governed by the applicable laws of India.

Any dispute shall be subject to the applicable jurisdiction of courts in Gujarat, India.

13. Changes to These Terms

We may update these Terms & Conditions from time to time.

Any updated version will be published on this website.

The Urban Gujarat Financial Services

Near Nagarpalika, Shankarpara, Halvad
Surendranagar, Gujarat – 363330

Email: vjgoswami9043@gmail.com
Mobile: +91 91048 45035

Financial Education • Financial Literacy • Learning